Our Approach

You can maximise your returns for minimum outlay. Learn how investing in buy-to-let property the Propertyrush way can transform your "Smart Money" investment into a buy-to-let property investment portfolio of ten properties within seven to 10 years, talk with us.

How can you do it?

It’s simple: we always buy below market value and use mortgages to leverage the most from your capital. Our clever approach to mortgages means we can recycle your £30,000 working capital to fund each new buy-to-let property that you purchase.

Put another way, we minimise your capital outlay but maximise your return on capital.

Mortgages are not bad

The first step in realising your future of financial freedom is to re-think mortgages and mortgage debt. You have probably been programmed your whole life to believe that mortgages are bad.

The first thing we do at Propertyrush is to ask our clients to discard any preconceptions they have about mortgages being a burden that they must pay off as soon as possible. When it comes to property investment, mortgages are a benefit. Below are two fictional scenarios to demonstrate this point.

Scenario 1

Jack purchases a property for £100,000 outright with cash, and rents it out for £600 per month. This gives Jack an income before tax of £7,200 or 7.2% per annum. Over seven to 10 years the property doubles in value. Jack has netted a 100% Return on Capital. Jack is happy.

Scenario 2

Jill takes a different approach. She puts down a £25,000 deposit on a £100,000 property and takes out a £75,000 buy-to-let interest only mortgage at 5%. She rents the property for £600 per month. £312 of the rental income pays the mortgage every month and the rest gives her an income of £3,450 per annum before tax.

This is nearly a 52% reduction in rental income in comparison to Jack. But remember: Jack’s capital outlay was four times more than Jill’s, so she is already achieving a better Return on Capital (ROC) of 14% per annum.

After seven to 10 years Jill’s property is also worth £200,000, giving her £125,000 worth of equity. Jill has turned £25,000 into £125,000 achieving a Return on Capital of 400%.

Jill is very happy. In fact Jill's ecstatic. She has leveraged mortgages into buy-to-let property to minimise her outlay and maximise her return.

To better understand why now is the time to buy, talk with us.